I admit I haven't done a whole heap of reading around this: and I know that what I say will not be popular. BUT. We need to acknowledge that society has shifted- way back, elderly people were cared for by their families. Now we don't do that in the main (though some cultural groups do). I find it strange that we don't want to give our time to look after our forebears but neither are we prepared to let it come out of our 'inheritance'- as if we have earned that somehow..
Care costs. There is nothing we can do about it. But can we please let go of the idea that you can have it all?